Discussion:Proseries Charging early

Anyone else get pre-hit?

I spent much of my career in marketing, we always referred to the fine print as the Lawyers full employment act. We could write a marketing program that would fit on an over sized post card. When it came back from legal, it would be 2 pages of fine print. Most of the time it was not changes for some major oversight, but rather to protect against nuisance lawsuits where the customer(like Fred) has a legitimate beef due to a misunderstanding, gets a lawyer or is a lawyer. The customers gets a couple of hundred dollars, the lawyer gets legal fees(several thousand dollars) and the company spends $10,000 in legal fees, management time, etc. with out going to trial.

Where the lawyers are out of control today is in intellectual property. This field is over lawyered to the point that unless we get control of it, it will stifle innovation. The copyright people are at it too, since they have had legislation passed that essentially allows them to remove stuff from the public domain. But, I doubt we'll get control of it.

Once they throw away all the library books (which is what the libraries are busy doing), then most of the older literature that was in the public domain and open to anyone that could open a book, will disappear onto disks, and the disks have a special protection under the digital copyright act (or the millinium act, or whatever it was). So, it's a back door way to take things out of the public domain.

"Initial shipments of ProSeries begin Friday, November 13th.Therefore, a pre-authorization will be processed on your debit or credit card for the amount of your ProSeries order total on November 4th. Please note that it may cause a temporary hold for the totalamount due as required by your card issuer. If you have questionsabout your credit card holding period, please contact yourfinancial institution.

Your order total will be charged during the week of Dec. 1st."

I see no problem with the text of the message.

I don't suppose you have the option to pay by check? Too old fashioned. What we need to do is bring back the 5 cent cigar! Maybe we will if the Chinese can figure out a way to make them out of mulberry leaves.

Speaking of the Chinese, if the moderate democrats defeat our health bill, I've decided to get a job teaching English at the Medical College of Inner Mongolia. I noticed last week they were hiring English teachers. All expenses paid, free medical care, and a generous salary in yuan (or remembi or whatever it is they spend over there).

1. we are doing a pre-auth now, 2. there will be a pre-auth on Nov 2, and 3, the actual amount will be deducted on Dec 3.

Had they told me this, I would have no issue, but I don't care whether I have $2,000 in my account or $100,000 in my account, I see a $1,500 charge that shouldn't be there, I get hot.

Then, I also jumped on him for the fact that new/returning customers got a 50% discount. Waiting to see what they give me for my inconvenience.

The pictures take a little bit to load. Remember, read from bottom to top, and left to right.http://www.immc.edu.cn/

Once the pre-auth was said and done, I did not expect a second pre-auth.

Imagine the stink if my shipment were held up because Chase refused to honor the payment. I would be mad at both the bank and Intuit......you know how we like to have that tax program in our hands early.

My doctor says he won't bet on me going around the track many more times, but let him tell that to a Mongolian; that's where I'll be. I might even switch out of teaching English, and go into teaching medicine over there.

I've got to pay for my ticket to China in worthless dollars, however, so I'll put my $4,000.00 in Intuit stock, short my practice $4,000, and use the IBM, carbon paper, and IRS pubs. for the four clients I have. I'm sure Buffet would wholeheartedly agree with my capital allocation.

Stop your whining, and worry about this poor fellow instead: 29 overdraft charges----In 27 Days---- Birthday Spoiled.

http://www.huffingtonpost.com/2009/11/04/birthday-spoiled-by-bank_n_344067.html

I believe it's the way the software works and most customers just accept the charges and move on. I told her I was going to test my theory that the final debit charge causes overdraft, that all the debit charges would be NSFed. Well, the banks can flag your account so that debit card charges don't go through if you have no funds <they don't normally do this, not as a courtesy, but as a way to generate funds> and they flagged mine. My account is now canceled, and I think they are still doing that to customers, but banks are becoming sleazy.

So, what happens is that the economy of scale of a large bank also creates an economy of scale for "petty theivery" and that adds up to big bucks. Of course, then all the banks get in on the act.

I had to pay for Lacerte last MAY to get the massive 15% renewal discount. Wonder why Intuit give the Proseries users until later in the year?

As for pre-authorizations, I thought they were just that -- authorizations prior to the actual charge. So, it sounds like Intuit meant for the actual charge to be completed in December but someone it was completed a month earlier. Is that what they said, Fred?