User talk:PBinNJ

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Your Query

I am just south of you in Ocean Gate, but I practice from home here without a sign or anything. I only do taxes and tax consulting, with some representation. Most of my practice originated in Philadelphia, where I share an office I use perhaps 12 days a year. Most clients are individuals: closest clients to Ocean Gate are two in Bay Head [a columnist for the Star Ledger] and one in Point Pleasant but this is because I moved here, not because they found me. Prior to moving here in late 2003, I lived in suburban Philly and then in late 1998 wife and I moved to Columbia County, NY where I began to use the mail to do most returns. Wife passed away in 2001 from Congestive Heart Failure and I met my current housemate who was living in Lodi, then Lakewood. We bought this house and will marry on the 18th of this coming month on the Anglesea Ave pier here....marriage performed by Mayor Kennedy. Pam, my intended, is Secretary to the First Aid Auxilliary here.

Glad to hear from you.

Death&Taxes 10:08, 31 July 2007 (CDT)

Form 8824 worksheet

I apologize for the delay in responding. I've been out of the office and away from the Board for a couple weeks. I will get that worksheet out to you tomorrow morning when I get back in the office.

We do have it and our Exchange Manual on a mini-disc. If you'd like I could mail that out to you just provide an address to me at Otherwise, I'll just email you the worksheet in the morning.


Your thoughts were certainly not out of line. I do little or no write up work, only that which I can have my wife put on Quicken and right now that is no more than one person in Philly. In fact I do no pure accounting work at all, depending on taxes to make all of the income. I have three payroll tax returns to do including myself, but one is from Wisconsin.

And strangely aside from two clients in Bay Head and one in Brigantine, I have no clients east of the western edge of the Pine Barrens at the 206 circle on Rte 70. Most of the work comes through the mail but for 12 days between Feb 11th and April 8th I see people at a lawyer's office catty-corner from Independence Hall in Philly. Perhaps another 20-25 clients drive here, some from NYC and Westchester Counties, a couple from the Poconos and some from Philly or south Jersey.

Those who mail come from all over the country, having moved away, or been given my name by someone else they met who moved. I must have eight-ten clients in California. Oddly I do not do enough NJ resident returns to be subject to the mandatory Efile rules.

I also have an assistant who does data entering for 35-40 returns a year, though she lives in Cape May Court House and we communicate by Fedex and email.

I work from my home in Ocean Gate, which I bought in the fall of 2003, nice old Cape Cod in the east end not that near the river. I found it after a client had me look at a property she has owned since 1979. There is no sign on it and I don't advertise here. Since I've been here, I had one person approach me about accounting, a landscaper who did some work for us last summer, but when he insisted I make my check to 'cash' I begged off.

Anyway, I would be happy to be of assistance should you have questions, and if that landscaper ever came back, I at least have a place to send him but maybe I should not. Knowing that you are there, I might also not turn down several who did need more than pushing a button to produce a p & a two person law firm in West Philly who did have Quickbooks but had made a botch of it. I do not have QB except an ancient version.

My numbers are 732-237-9501 [no pick up on weekends], fax 732-237-9503, and email

david lidle

Joining a Category

Hi Paul: Simply go to your user page (select PBinNJ from the very top line of any TaxAlmanac page, or just select "user page" from this one. Select "edit this page" and add the following to the edit box [[Category:New Jersey Residents]]. Click on the save button and you're done!

- Tim Doyle, TaxAlmanac Moderator - Talk to me 14:14, 18 June 2008 (CDT)


The discussion was CP-2000 Puzzle.....I don't know if it will link from here but here is the link

Discussion: CP-2000 Puzzle

Note also in that discussion that Cotopop adopts a totally different method, and please note that the thrust of the discussion is the difference in Service Center competence. I am billing today for the resolution of a CP-2000 from Kansas City, but for which the fax number was Philadelphia....the response came from was rather complex and ended in a refund, but two months for such is not bad.


Could not find the message

about the NJ K-1....was away most of yesterday. Repost?

no that was the correct response to your question

and the obvious one that we should be asking our clients: why are you in business if you don't expect to make a profit. Kevinh5

Lancer and Dennis

Hi Paul,

I have been out of the country for a few weeks and not checking in here much, but I see that Lancer did post here on July 7, so he has not left us. Tim never responded to my request that he check into the discussion with the swordplay between Lancer and Dennis, so I don't know whether he took any action. In any event, Lancer did put his profile back up (a shorter version than the original) and appears to be still with us, if only occasionally. KatieJ 19:22, 6 August 2008 (CDT)


My bulletin is not a regular publication but usually one goes out with my late November 'Dear Friends' letter announcing my dates for the next tax season for the 10-12 days in my Philadelphia office, and occasionally I send a second after Labor Day. Seems to me this year there are enough items to warrant this early warning, like the new credit for those buying a residence, and the increase in the mileage rate plus the zero percent capital gain rate for some....I've harped on that for two years but doubt anyone is listening.

So I found this address: 19 Main St. Toms River NJ 08753-7435 and will add you to my mailing list.

btw, about two-three weeks ago a guy beginning some type of manufacturing or fabricating business in Bayville called me to see about services. This is not the type of work I do. I told him I only moved here in late 2003 and that I was sure there were many competent people in the area, and gave him your name and that of a man my wife worked for several years ago on Rt 35 just north of Red Bank, Steve Masur....she was his office manager but lost her job when she had to have her knee replaced and was out from December thru mid-March, his busy season.


Happy to clarify for you, Paul:

Profiles are highly recommended, but they are not, literally, required. And you're correct, they do tend to help new users get better answers to their questions, especially when location or level of experience is a factor in the answer (neither of which applies to Happy Tax's question about PY 1099s).

My personal opinion is that they should be a required part of the sign-up process, but if you do a search for discussions about requiring profiles, you'll see that long ago, well before either of the two of us had signed up at TA, it was hashed out and became clear that Intuit (our kind hosts) will not do that. Apparently, they want to keep their options open - they need to keep their tax pro customers happy, but they also want to be accessible to potential customers - both pro and DIY. So I guess they want to keep the site as accessible as possible.

Anyway, if you read that discussion I linked to in my earlier comment, and here's another one, you'll see that while the "profile please" contingent is vocal, there is a strong - but usually silent - contingent that isn't all too concerned with profiles and would very much like the people who don't like the no-profile posters to just ignore them rather than pester them.

So thank you for saying please, and for making your post about more than just the profile (the ones that get all uppity about the "missing" profile, or post nothing other than profile requests day after day are the ones that truly get to me). I really wouldn't usually have commented on your request except that Happy Tax is one of those long-timers that kind of has a "rep" (not as much as, say, Riley or Solomon, because HT has a lot fewer posts, but they've been around long enough and often enough that your request could have been seen as a bit of an insult), plus another poster (who deserved the comment more than you, in retrospect) had just asked three or four other people in a row about their profiles. You know how it is, you open ten new discussions at the top of the page, thinking you'll be learning something, and half of what you get are repeated comments about profiles - I guess yours was the breaking point for me. For that, I apologize.

Sorry this got so long. Please do read those two discussions that I linked above, and do a search for others if you're still curious about the range of opinions about requiring/requesting profiles or - another popular topic - limiting or shooing away DIYs.

Oh, and as a side note - I happened to post a message to Tim Doyle's talk page not long after you did a couple weeks ago, so I noticed your question about the forum format - how it gets all stretched out when users with long, non-wrapping user names are the first and/or last posters on a discussion. That really bugs me, too, so I went so far as to post a suggestion in the Feedback forum about it: link. If you're still speaking to me after this, and feel like supporting my suggestion, please add a note to that discussion. Thanks!

Trillium 21:36, 20 August 2008 (CDT)

Hey, your question is posted as an article

Before you repost it on the tax discussion forum, though, you might want to check out these discussions:

Trillium 11:56, 22 August 2009 (CDT)


I'm in Northern California/small resort town....and a regional bank was the first to stop taking the F 8109's(six months or so ago). I believe some of the other banks in town have either stopped, or are planning on stopping - include big old bad Bank of America. It doesn't bother me too much, as 99% of my payroll clients are on EFTPS. I love it-except for the fact that you can't wait until the day the liabilty is due to submit it. The fact that it can be set up in advance to clear days/weeks in advance is great. The rest of my payroll clients have such small payrolls that they can just pay the liability with the return.

And, FYI - every time I see your user name, I think of a peanut butter & jelly sandwich and get hungry. Belle 17:12, 16 November 2009 (CST)

Link to Intuit user Q&A forum for Document eSort

Kevin mentioned trying the specific user forum for your question - I thought I'd provide a link in case you hadn't already happened across it in your research: (that's the Intuit community for Document eSort).

Also, as I was reviewing some of the discussions there and elsewhere on this and similar topics, I started to realize that one of the reasons for a 300 dpi minimum may well be in case the document ever got printed out and later scanned back in (maybe another tax pro printed it for a client who was moving, and he brought it to you with his other prior year info, and you wanted to rescan). With anything less than 300 dpi, the OCR function is likely to be unable to recognize the characters, so a lot of the initial benefit of scanning (time savings on data entry) is likely to be lost. Don't know if that was what Intuit was thinking or not, but it seemed like it was possibly relevant, so I thought I'd pass it along.

Trillium 09:45, 7 December 2009 (CST)


means wink.... Acknowledging your 'peanut butter' comment. <g> = grin Belle 15:29, 7 December 2009 (CST)


That's my fault - I consistently have to edit my messages to add the four tildes thingy to add my user name - I forget more times than I remember. Sorta like sending attachments with emails - I forget the attachment the first send at least half of the time!

The easiest way to see who sent you a message is go to the history tab (up at the top, fourth tab to the right) - that tells you who left it, even if they forget the procedure. Belle 15:34, 7 December 2009 (CST)


He cannot contribute to a traditional IRA because he is over 70.5 [but this does not prevent the SEP contribution].....however, I am not aware of any age limit for contributing to a ROTH assuming their income is under the required limits. Publication 590 is my source.

Death&Taxes 08:24, 4 January 2010 (CST)

Wife & IRA

I see no reason she can't as long as their income permits the deduction....the SEP only means she is covered by a pension plan and thus deductibility is determined by their AGI. If she can it might cut down on taxable Social Security on the 1040.


I still use it on my wife's computer and my second computer. We had occasion in Sept 2008 when her XP failed and I bought a Vista CPU off the floor of Staples on Hooper. It worked very well, but do remember you have to tell it what to back up....e.g., like Quicken etc which do their own backup. The only problem was the structure of XP was different from Vista so we had to find things, but it did save us quite a bit of time.

For some reason I have not put it on this Vista laptop yet; I should but until recently did little but tax returns on it and those were backed up to an external drive. Wife had lots of photos etc....retrieved them all.


Death&Taxes 13:09, 17 February 2010 (CST)


It backs up all documents in My Documents [Think XP] automatically, I has been some time since I did that. E.g., I use MS Money (now defunct) for my personal checkbooks and it creates a backup copy in My Documents I believe, so when the computer went down, we found it on the new computer when we restored.....but my business account, which is on Quicken, was not backed up, though I had a CD and was only 3 weeks missing. Quicken dumps its data in its own program.

Death&Taxes 10:18, 18 February 2010 (CST)


Paul: Spidell's Elder Care Planner gives a similar scenario in its April newsletter. John was born 3/1/39....without the Worker Act he would have been required to start RMD no later than 4/1/10 but he is not required to take that, or any other distribution for such his first distribution will be due no later than 12/31/10.

While this newsletter is California-centric, it is well worthwhile.

Death&Taxes 07:11, 26 March 2010 (CDT)

Transferring your pdf email question over to the Practice Management forum

You'll get more willing participants for that topic there. And also, I'll try to find a couple of the links to prior discussions on the topic, and add them to the discussion.

You can still get back to the discussion via the "my contributions" link in the upper right corner of your screen.

Trillium 19:11, 28 August 2011 (UTC)

Proseries encryption etc

I use one of two methods outside the program:

1. I give certain clients portals.....and drop the pdfs into the portal. I spend about $300 a year for the space, but find it worth it for about 20 tech savvy clients, who will drop spread sheets, signed 8879s etc into the portals for me to pick up after seeing the results. The company I use is Sharevantage.

2. I will email review copies of pdfs to clients and protect them with passwords, which I give orally or in a second email sometimes sent from a second email address. I do not use Adobe but rather Foxit, which is cheaper than Adobe, to secure the pdf with a can also encrypt it.

I've used Proseries since 1993; from talking to people and reading comments, I think Drake, while far cheaper, would make me feel ten years behind where we are now. I did investigate it one year and found at that time it had a limit on number of W-2 forms and I have clients who might have 20-25. The other thing is that my client base can require many different states and some of the comments I've read about Drake and California (last year) scare me.

I must say that often I am the last person to ever pick up Proseries new features.

Death&Taxes 14:02, 23 February 2012 (UTC)


You are correct about the QCD expiring, but perhaps 95% of the world thinks it will be renewed. Have someone in PA who is proceeding on that assumption and making his donation now, but Vanguard will only send him the check.

Death&Taxes 12:57, 28 October 2012 (UTC)


been away in our RV in Jackson (40 minutes away) and am leaving again tomorrow for PA Dutch country. Saw your posting but we were getting ready to leave. Now with a little time, I cannot has nothing to do with the SA-1099 benefits since the number is the same as the premium. It should appear to the right, also, on the W-2 worksheet and then move itself to 8889. The important thing here is checking the block for self-only coverage and having a zero on Line 2 of the 8889. I suspect you have entered the 3K there.

Death&Taxes 18:02, 21 April 2013 (UTC)

Trying to replicate

to see why you have this number pop up:

1. I put 3100 on W-2, Box 12 Code W (can't use 3900, he is not old enough)

2. I enter 2999 on SA-1099, entering Code 1, checking the box for full amount used for medical, and checking HSA

3. I go to 8889, Check Box A, Line 3 Self Only and it should populate all months with 3100 and a check. I need do no more; Line 21 shows nothing. These are the only entries I made. btw, when I entered 3900, it put 800 on Line 21 and also filled in Form 5329 (does your example do this?).

Death&Taxes 20:14, 21 April 2013 (UTC)

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